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WebA good rule of thumb is that your total mortgage should be no more than 28% of your pre-tax monthly income. You can find this by multiplying your income by 28, then dividing that by 100. For example, let’s say your pre-tax monthly income is $5,000. WebNov 30, 2024 · The maximum you can put in per year is $6,000. If you’re 50 or older, you can add an additional $1,000 a year. Based on the Nerwallet Retirement Calculator, it’s also a good idea to contribute enough to ensure that you receive all of the matching funds your employer may offer. Raising Your 401k to Improve Your Nerdwallet Retirement Calculator … WebOct 25, 2024 · NerdWallet Compare, Inc. NMLS 1617539nmlsconsumeraccess.orgYou want to buy a house, but how do you figure out what you can afford? Come up with a monthly … t statistic for linear regression